MFI — Plans & payment (richer v4)
Springboard: 34-payment-upgrade-flow (3 paywalls + checkout). Richer: trust-led — cataloguing & adviser comparison are free, Level 1 and 2 are one-year passes, Level 0 monitoring is coming after launch, never auto-charged. No blurred-tip bait.
Springboard: 34-payment-upgrade-flow (3 paywalls + checkout). Richer: trust-led — cataloguing & adviser comparison are free, Level 1 and 2 are one-year passes, Level 0 monitoring is coming after launch, never auto-charged. No blurred-tip bait.
Plans & payment
Choose what you want. Nothing renews on its own.
Paid levels
Pay once to unlock more of MyFamilyInherits' own tools. One payment. Lasts a year. Never renews automatically. The couple price covers both partners, with linked estates and a joint summary. Your free catalogue and adviser comparison stay exactly as they are whether or not you buy a level.
Your current pass
Level 1
£45 couple
One payment · lasts a year
£30 for one person
✓ Up to 100 catalogued items
✓ Estate summary & PDF export
✓ AI valuations with market data
✓ HeirChat conversations
Never renews automatically. Yours ends 13 Jan 2027.Pay once, use it for a year.
Active
Most chosen
Level 2
£90 couple
One payment · lasts a year
£60 for one person
✓ Everything in Level 1
✓ Unlimited items
✓ Unlimited tips & advice
✓ Full adviser comparison
Never renews automatically. Already on Level 1? Pay only the difference, £30 (£45 for a couple), and keep the same end date.Renew early and a year is added on top of the time you have left.
Selected
Coming after launch
Level 0 · Living Monitoring
£7 per month
Not on sale yet
Opt-in subscription, planned for after launch
✓ Alerts when item values change materially
✓ Notice when your estate crosses the tax-free allowance
✓ Heads-up when E&W tax rules update
✓ A plain-English yearly review reminder
You can't buy this yet. When it arrives it will be opt-in, and we will email you before anything renews.
Coming after launch
How a pass works
One payment. Lasts a year. Never renews automatically. Level 1 and Level 2 are one-year passes. We never take a second payment unless you choose to buy again.
Upgrade part-way through from Level 1 to Level 2 by paying only the difference: £30 for one person, £45 for a couple. Your pass keeps the same end date.
A 28-day grace period after your pass ends, so a missed date doesn't catch you out.
A Year in Review email comes near the end of your pass year, so you can see what changed and decide whether to renew.
Renew early and a year is added on top of the time you have left. Nothing is lost by renewing early.
Your estate record always stays. When a pass ends, only the paid features pause. Everything you have added is kept, and the free catalogue and adviser comparison carry on.
Couple pass: one price for both partners, with linked estates and a joint summary.
Compare the levels
| What you get | Free | Level 1 | Level 2 |
|---|---|---|---|
| Price | Free | £30 one person £45 couple | £60 one person £90 couple |
| How long it lasts | Always | One year. Never renews automatically. | One year. Never renews automatically. |
| Catalogued items | Catalogue items, property & beneficiaries | Up to 100 items | Unlimited items |
| Estate summary | Read any time | ✓ plus PDF export | ✓ plus PDF export |
| AI valuations with market data | — | ✓ | ✓ |
| HeirChat conversations | — | ✓ | ✓ |
| Tips & advice | — | — | Unlimited |
| Adviser comparison | Compare matched adviser quotes | Compare matched adviser quotes | Full adviser comparison |
| Messages to heirs on an item | Text | Text, voice and video (up to 3:00 per recording) | Text, voice and video (up to 3:00 per recording) |
| Letter of wishes for your executors | Text | Text, voice and video (up to 3:00 per recording) | Text, voice and video (up to 3:00 per recording) |
| Naming executors and backups, the death and ID check, handover, unclaimed items, charity donations, the final record | Free | Free | Free |
| Couple pass | — | Both partners, linked estates, joint summary | Both partners, linked estates, joint summary |
| When your pass ends | — | Estate record stays. Paid features pause. | Estate record stays. Paid features pause. |
Adviser fees are separate from these plans. A solicitor's will fee or a tax adviser's IHT-planning fee is paid to the firm, not to MyFamilyInherits, and is shown to you in full — legal and tax fees side by side — before you engage anyone. See adviser fees on the compare page →
Buying a level
One payment. Lasts a year. Never renews automatically.
Create your free account first. It takes a minute, needs no card, and you only pay when you choose a level.
Start free Not right now. Nothing will be charged.Your order
One payment. Lasts a year. Never renews automatically.
Upgrade from Level 1 to Level 2, couple pass (the difference only)£45
CoversBoth partners, linked estates
End dateStays 13 Jan 2027
Adviser fees£0 — only if you engage a firm
Total today£45One payment · same end date
Payment details
Card number
MM / YY
CVC
David Richards
Upgrading during your year costs only the difference between Level 1 and Level 2, and your pass keeps its end date. After 13 Jan 2027 there is a 28-day grace period.
I'll decide later — nothing will be charged🛡️ Our promise on your money
computed against INHERIT · E&W · reviewed: Stable
✓We will never automatically charge your card. Level 1 and Level 2 are one-year passes that do not renew. Level 0 monitoring is coming after launch and will be opt-in.
✓Your estate record always stays. If a pass ends, the paid features pause and nothing you added is lost.
✓Comparing advisers is free. You pay a firm's fee only when you choose to engage them — never as a hidden step here.
✓No free-then-paid traps. Your free catalogue stays free; buying a pass never locks away what you already added.
🔒 Payments handled securely by Stripe. We never store your card details.
Prices shown are for MyFamilyInherits' own tools. Level 1 and Level 2 are one-year passes that never renew automatically; the couple price covers both partners. Level 0 Living Monitoring is coming after launch and cannot be bought yet. Adviser fees (legal and tax) are set and charged by the regulated firms themselves (SRA / CIOT / STEP) and are shown transparently on the compare page — MyFamilyInherits does not provide legal or tax advice. Any tax figures elsewhere in the app are guidance computed against the open INHERIT standard's England & Wales rules (status: Stable), not formal advice. You will never be charged automatically.
Questions about a payment? support@myfamilyinherits.com
Built on INHERIT v2
This demo is built on INHERIT v2 — an open standard for describing an estate. We show you honestly which parts of this screen the standard can hold today, which are planned, and which are still gaps.
- Supported now0 entriesThe standard already has a place for this today.
- Supported now · shared core0 entriesSupported by the part of the standard shared across our brands.
- Planned1 entriesA change proposal covers this. Where we can check the standard’s own record, we show its status.
- Gap — needs planning0 entriesOn the screen, but no change proposal covers it yet. These still need planning.
- Not a standard concept3 entriesPage furniture, or something we decided the standard should not hold.
4 traced entries on this screen, from two overlapping traces
Each entry comes from either the screen’s feature list or the data the screen displays. The two traces overlap, so one feature can appear twice: these are entries, not a count of distinct features.
PlannedLiving-Monitoring change events behind Level 0
ICP-0027 Living-Monitoring change-event model (approved in the standard)
Interface onlyLevel 1 and Level 2 one-year passes; Level 0 after launch
Interface: ext.pricing_levels.levels
interface configuration, not something the standard holds
Interface onlyPass length, grace period and what stays
Interface: ext.pricing_levels.pass
interface configuration, not something the standard holds
Not a standard concept
payment.upgradeWhy not: commercial billing / plan upgrade (Stripe); app-layer, not a standard concept
declined by Josh Thayre
The 29 change proposals this demo relies on
A change proposal (ICP) is a tracked request to extend the standard. These are the ones behind the “Planned” features across all 33 screens — and the few already adopted and built. Where the standard has a written proposal we show its status from the standard’s own record; where it does not, we say so rather than guess.
- ICP-0001 · TT-657 — Port v1 consumer-estate surface into v2 (retracted in the standard)
- ICP-0002 · TT-658 — IHT 36% reduced charity rate (approved in the standard)
- ICP-0006 · TT-663 — Marketplace & dealer model (tracked; no written proposal yet)
- ICP-0007 · TT-664 — Valuation lifecycle enrichment (tracked; no written proposal yet)
- ICP-0008 · TT-665 — Delegation, stewardship & marketplace integrity (tracked; no written proposal yet)
- ICP-0013 · TT-672 — Condition grading (tracked; no written proposal yet)
- ICP-0014 · TT-673 — Collector records bundle (tracked; no written proposal yet)
- ICP-0015 · TT-674 — Legal-assurance model (pending in the standard)
- ICP-0016 · TT-681 — Professional engagement & marketplace data model (approved in the standard)
- ICP-0019 · TT-684 — Executor / personal-representative appointment & powers model (pending in the standard)
- ICP-0021 · TT-686 — Wishes, directives & plan-assessment primitives (pending in the standard)
- ICP-0022 · TT-1029 — Post-death estate-administration & will-lifecycle domain (approved in the standard)
- ICP-0024 · TT-1031 — Nomination / expression-of-wish — non-testamentary transfer route (approved in the standard)
- ICP-0026 · TT-1033 — Free-text→structured multi-entity extraction (approved in the standard)
- ICP-0027 · TT-1034 — Living-Monitoring change-event model (approved in the standard)
- ICP-0028 · TT-1040 — Couple / mirror-vs-mutual wills modelling (approved in the standard)
- ICP-0029 · TT-1954 — Insurance-cover model (approved in the standard)
- ICP-0030 · TT-1069 — Catalogue item-import adapter (approved in the standard)
- ICP-0033 · TT-1131 — Executor pre-death readiness facet (approved in the standard)
- ICP-0034 · TT-1132 — E&W IHT spouse exemption (tracked; no written proposal yet)
- ICP-0044 · TT-1143 — Steward/authority-grant remuneration facet + paid-helper undue-influence safeguard (tracked; no written proposal yet)
- ICP-0046 · TT-1144 — Multi-opinion / consensus valuation shape (approved in the standard)
- ICP-0047 · TT-1145 — Compute faith fixed-shares (approved in the standard)
- ICP-0052 · TT-1292 — Funeral & farewell domain (tracked; no written proposal yet)
- ICP-0054 · TT-1174 — Asset-side external-registry enrichment (tracked; no written proposal yet)
- ICP-0055 · TT-1175 — Asset enrichment facets: maker/external-id (tracked; no written proposal yet)
- ICP-0061 · TT-687 — Heir collaboration & asset-claim resolution (tracked; no written proposal yet)
- ICP-0062 · TT-688 — Collections & asset disposition (tracked; no written proposal yet)
- ICP-0070 · TT-969 — Steward / AuthorityBasis — who may act for whom, with what authority, scope and consent, and the legal-effect confirmation rule (tracked; no written proposal yet)
Checked against a pinned copy of the standard’s change-proposal register (73 proposals, standard at main@f63ca72e116d), and against the standard’s own record of what it has adopted (29 written proposals, 176 computed rules). Sample estate — demo data, no sign-up.